About US

Your Financial Compass

Valu is Egypt’s leading universal financial technology powerhouse, dedicated to delivering a comprehensive suite of financial solutions to both individuals and businesses. Since our launch in Egypt in December 2017, we have remained committed to providing seamless, accessible, and tailored services that meet our customers' evolving needs. In 2026, Valu expanded its regional footprint with the launch in Jordan, marking a significant milestone in our growth journey and reinforcing our vision to redefine financial experiences through our financing solutions.

Valu is the first fintech company providing consumer finance to become a listed company on the Egyptian Exchange (EGX), and this represents Valu’s growth journey and dynamic business model.

At Valu, we understand the complexities of navigating the financial world, and we strive to be your trusted partner every step of the way. Our team of passionate advisors is dedicated to helping you achieve your financial goals with confidence and ease.
Transactions Since Inception
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Active Customers
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Active Customers
Retail Partners and Service Providers
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Achievements

Awards

2026
Technology Fast 50 winner! - Recognized by Deloitte
Egypt Tech Awards - Awarded by Route
Egypt’s 50 Most Valuable Companies 2026 by market capitalization - Recognized by Forbes
2025
Top Fintech Company – Middle East 2025 – Awarded by Forbes
Leading Financial Technology Powerhouse – Egypt 2025 – Awarded by International Business Magazine
Best Financial Institution/Company – Egypt 2025 – Awarded by World Business Outlook
Most Innovative Financial Solution Provider of the Year – Egypt 2025 – Awarded by Gazet International
Best Fintech Platform for Lifestyle-Enabling Solutions – Egypt 2025 – Awarded by Global Brand Awards
Amazon has exercised its warrant to directly acquire an equity stake of approximately 3.95% of Valu’s issued share capital.
2024
Most Innovative FinTech Company – Egypt – Global Economics Awards
Best Financial Technology Company – Egypt – World Economic Magazine
Best Financial Technology Company – MENA – Worldwide Finance Awards 2024
Fastest Growing Financial Technology Company – MENA – Business Tabloid
Leading Financial Technology Powerhouse Provider – MENA – Global Business and Finance Magazine Awards 2024
Best Overall Financial Technology Powerhouse – Egypt – International Business
Best Overall Financial Technology Powerhouse – Egypt – Global Brands Magazine
Most Comprehensive Suite of Financial Products – Egypt 2024 – International Business
Most Comprehensive Suite of Financial Products – Egypt 2024 – Global Brands Magazine
Most Innovative Financial Technology – Egypt 2024 – Global Business Review Magazine
Most Convenient and Comprehensive Financial Solutions Provider – Egypt 2024 – World Business Outlook
Best Overall BNPL Provider – MENA (Egypt) – International Business
Payment Solutions Company of the Year – Gulf Business Awards
Top 45 Startups – Africa Tech Awards
Forbes Middle East’s Top 50 Fintech Companies – Forbes Middle East
Ranked 3rd – Sustainability Leaders (Green Finance) – Forbes Middle East 2024
2023
Best Tech-Driven Firm – UC Solutions and Dell Technologies
The Best Data Center Modernization Organization – Dell Technologies / UC Solution
Most Innovative Financial Technology Company – Egypt – International Business Magazine
Most Innovative SME Financial Platform – Global Brands Awards
Leading Lifestyle Enabling Solution Provider – Egypt 2023 – World Business Outlook
Leading Lifestyle Enabling Fintech Platform – Egypt 2023 – World Business Outlook
Most Convenient and Comprehensive Financial Solutions Provider – Egypt 2023 – World Business Outlook
Best Buy-Now Pay-Later (BNPL) Solutions in MENA – 2023 – World Business Outlook
Best Fintech Company – Egypt 2023 – Global Banking & Finance Awards
Best Fintech Startup in North Africa – BNPL Service – Africa Bank 4.0 Awards (North Africa 2023)
Best Comedy Ad – Creative Industry Summit
β€œΩ…Ψ§ ΨͺΩ‚ΩˆΩ„Ψ΄ ΩΩ„ΩˆΨ³ Ω‚ΩˆΩ„ Ϊ€Ψ§Ω„ΩŠΩˆβ€ Campaign – MENA Effie Awards
Ranked 15th in Forbes Middle East’s Top Fintech Companies 2023
Top 45 Startups – AfricaTech Awards by Viva Technology & International Finance Corporation (IFC)
2022
Average ticket size of EGP 3,500 as of year-end
Fully acquired Paynas, a full-fledged employee management and benefits company that offers services to MSMEs
2021
Named Fintech Company of the Year at the Gulf Business Tech Awards
Total gross merchandise value of EGP 5.8 billion by year-end 2022 β€” a twofold increase from the EGP 2.4 billion booked in 2021
Valu acquires 100 percent of the stakes of Paynas, a full-fledged employee management and benefits company that provides financial services to micro, small, and medium enterprises (MSMEs)